Geospatial features of the banking infrastructure of the Western region of Ukraine
Keywords:
financial infrastructure, banking infrastructure, banking institutions, financial services market
Abstract
The article deals with the geospatial features of the banking infrastructure, which is a component of the financial infrastructure. Indirect financing infrastructure forms one of two groups of financial infrastructure. These patterns are characterized. The banking infrastructure is the most developed component of the financial infrastructure not only in the studied region, but also at the national and global levels. Regional factors, along with national and global trends, influence the particular development of the components of the financial network. Today, the development of the regional banking infrastructure has a great impact on the economic development of the region, as other components of the financial infrastructure are developing more slowly. Historical and geographic factors especially distinguish the Western region of Ukraine from others. The influence of historical preconditions that led to the formation of banks, which are a special type of financial and credit institutions, is assessed. This forms the basis for growth in the financial services market. Banking institutions are characterized by universality among other components of the monetary infrastructure. Banking infrastructure plays an important role in the financial sector and is pervasive in all spheres of geospace in today’s globalized world. Demographic and socio-geographic factors in the regions of the Western region of Ukraine are taken into account. The impact of international experience and local government reform was assessed. The patterns of uneven development at the regional level are characterized. The unevenness of financial flows of capital and the share of investments were revealed. The impact of Covid-19 pandemic effects and quarantine restrictions on elements of the banking infrastructure has been assessed. The observation period covers 2016, 2018, and 2021. The statistics collected in 2020 are not taken into account. The main reason is that 2020 was the beginning of the Covid-19 pandemic and most of the departments were operating in special modes or were temporarily closed.References
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13. Kravtsiv, V. (2018). Territorial development and regional policy in Ukraine [Territorial Development and Regional Policy in Ukraine: Challenges and Priorities of Ukraine]. Lviv: Dolishny Institute of Regional Studies of the National Academy of Sciences of Ukraine (In Ukrainian)
14. Krykhovetska, Z. (2020). Napriamy rozvytku bankivskykh posluh v Ukraini [Directions of Development of Bank- ing Services in Ukraine]. Retrieved from http://hdl. handle.net/123456789/7941 (In Ukrainian).
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17. Mamchur, O., Kachmaryk, Z. (2018). Finansova infrastruktura Zakhidnoho rehionu Ukrainy: chynnyky ta suspilno-heohrafichni aspekty [Financial infrastructure of the Western region of Ukraine: factors and socio-geographical aspects]. Geographical Science and Education: From the Statement to Constructivism (pp. 151-153). Kyiv. (In Ukrainian).
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19. National Institute for Strategic Studies (2013). Directions for Stimulating the Development of Small Business in the Peripheral Territories of the Western Regions of Ukraine. Analytical note. Retrieved from http://old2. niss.gov. ua/articles/1290. (In Ukrainian).
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21. Official website of the state bank «Ukrgasbank». Retrieved from https://www.ukrgasbank.com/ru/zelena_energetika/
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23. Prachi J. (2019) Impact of Geography on Banking and its Functions. Retrieved from https://www.management- studyguide.com/impact-of-geography-on-banking- and-its-functions.htm
24. Shabliy, O. (1994). Matematychni metody v sotsial- no-ekonomichnii heohrafii [Mathematical methods in socio-economic geography]. Lviv: Svit, 304 p. (In Ukrainian).
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31. Zapotockiy, S. (2013). Rehionalna konkurentospromozhnist yak stratehichnyi napriam suchasnoi rehionalnoi polityky [Regional Competitiveness as a Strategic Goal of Modern Regional Policy]. Ekonomichna ta Sotsialna Geografiya: a scientific journal, 1, 79-86. (In Ukrainian).
32. Zhalilo, Ya., Hladkyh, D., Bahur, N., Maksymenko, O., Barinova, D. (2021). Zabezpechennia dostupnosti rynku bankivskykh posluh dlia naselennia terytorialnykh hro- mad [Ensuring the availability of the banking services market for the population of territorial communities]. The National Institute for Strategic Studies. Retrieved from https://niss.gov.ua/en/node/4160 (In Ukrainian).
Published
2023-04-09
How to Cite
Lohin, Z. (2023). Geospatial features of the banking infrastructure of the Western region of Ukraine. Journal of Geology, Geography and Geoecology, 32(1), 100-112. https://doi.org/https://doi.org/10.15421/112311
Section
Статьи
